Birmingham AL Auto Loan Bad Credit Car Loans Birmingham Alabama
To own a car in Birmingham, Alabama is not only an asset, but also a facility that you need in this modern world. It makes it easy for you to commute to and from your home to your office. Further during the rainy season and when the weather is not so comfortable you can travel anywhere you want in the comfort of your car.
Car Is the Second Highest Investment
Today if you purchase a home you can consider that as your lifetime investment.

Second to your home, a car is your highest investment. Today cars do not come cheap and you cannot invest a lump sum to purchase a car in Alabama. Like your home, you can also purchase your car on a personal loan to be paid back in regular installments. A Birmingham bad credit auto loan is just like any other financial loan. It is an obligation that has to be accomplished within a specified period of time.
For a bad credit car loan you have to put in a loan application at a trust worthy Birmingham dealer to the agency or the loan provider, with all your financial and personal information. There will be certain legal documents that you may need to sign when the loan is approved. This is not a time consuming process but formalities have to be completed.
The Responsibility of Paying Back the Loan
When your bad credit car loan has been sanctioned and you are in possession of that car, the responsibility of paying back the loan is entirely yours. You will need to plan all your other expenses including your utility bills and other personal expenditure. If you keep these in control and pay back the installments on time you can consider yourself a proud owner of a car.
When you are paying back your auto loan, make sure that your resources are stable to enable you to make regular payments. Pay back on time and be a happy owner of the car.
Drive safely on the Birmingham road so that no additional expenses are incurred with your careless driving. You should drive safely, avoid accident and also maintain your car in proper condition. All these help to ensure the right move as far as the maintenance is concerned.
Here is a group of credit unions offering bad credit sub prime auto loans in Birmingham, Alabama
Credit unions offer cheaper rates thank banks for auto loans. Currently, most credit unions in Alabama are offering auto loan with APR below 3 percent to their members.
Interest rate for auto loans from Telco Credit union is 3.49% for 72 months and 2.99 for 84 months with payment fo $22.65 on every $1000.00
| Name | Address | City | State | Zip | Phone |
|---|---|---|---|---|---|
| Alabama Telco CU | 613 19th St N | Birmingham | AL | 35203 | 205-252-8024 |
| IBM Southeast EFCU | 1200 Rev Abraham Woods Jr Blvd Ste 1019 | Birmingham | AL | 35282 | 800-873-5100 |
| Legacy Community FCU | 1920 4th Ave S | Birmingham | AL | 35233 | 205-930-5000 |
| Legacy Community FCU | 1400 20th St South | Birmingham | AL | 35205 | 205-930-5000 |
| Alabama Central CU | 3601 4th Ave S | Birmingham | AL | 35222 | 205-595-5626 |
| Alabama Telco CU | 103 Oxmoor Rd | Birmingham | AL | 35209 | 205-942-9977 |
| Alabama Central CU | 250 W Oxmoor Rd | Homewood | AL | 35209 | 205-941-1010 |
| Milestone CU | 1351 Decatur Highway | Fultondale | AL | 35068 | 205-849-0497 |
| Landmark CU | 5705 Valley Rd | Fairfield | AL | 35064 | 205-783-9100 |
| Alabama Telco CU | 3439 Colonnade Pkwy Ste 100 | Birmingham | AL | 35243 | 205-967-2993 |
| APCO Employees CU | 3133 Lorna Rd | Hoover | AL | 35216 | 205-823-7403 |
| Family Security CU | 1001 Odum Rd | Gardendale | AL | 35071 | 205-631-1031 |
| eCO CU | 1233 Pecan Ave | Gardendale | AL | 35071 | 205-226-3948 |
| eCO CU | 3746 Lorna Rd | Birmingham | AL | 35216 | 205-226-3938 |
Banks and other Financial Institutions in Birmingham offering bad credit car loans
| # | Name | Address | City | State | Zip | Phone |
|---|---|---|---|---|---|---|
| 1 | 1st Franklin Financial | 1679 Center Point Parkway | Birmingham | Alabama | 35215 | (205)854-2743 |
| 2 | A A A Between Pay | 728 3rd Avenue West | Birmingham | Alabama | 35204 | (205)785-7294 |
| 3 | A BC Title Pawn | 7019 1st Avenue North | Birmingham | Alabama | 35206 | (205)833-9383 |
| 4 | A Dollar Cash Advance | 2828 Crestwood Boulevard | Birmingham | Alabama | 35210 | (205)951-7726 |
| 5 | AAA Between Pay | 406 B Y Williams Sr Drive | Birmingham | Alabama | 35228 | (205)925-8729 |
| 6 | Accent Mortgage Inc | 4 Office Park Circle | Birmingham | Alabama | 35223 | (205)871-3553 |
| 7 | Acceptance Loan | 1629 Center Point Parkway | Birmingham | Alabama | 35215 | (205)854-8621 |
| 8 | Ace Cash Express | 443 Huffman Road | Birmingham | Alabama | 35215 | (205)836-0153 |
| 9 | Advance America Cash Advance | 2245 Bessemer Road | Birmingham | Alabama | 35208 | (205)781-0423 |
| 10 | Adventure Mortgage Inc | 1 Chase Corporate Drive | Birmingham | Alabama | 35244 | (205)682-7875 |
| 11 | Alabama Central Credit Union | 3601 4th Avenue South | Birmingham | Alabama | 35222 | (205)591-2228 |
| 12 | Alabama Financial Potential Centres | 1560 Montgomery Highway Suite 210 | Birmingham | Alabama | 35216 | (205)979-9907 |
| 13 | Alabama Home Mortgage Lending Inc | 1957 Hoover Court Suite 314 | Birmingham | Alabama | 35226 | (205)933-1800 |
| 14 | Alabama Lenders Association | 1500 3rd Avenue West | Birmingham | Alabama | 35208 | (205)780-5691 |
| 15 | Alabama Telco Credit Union | 1849 Data Drive | Birmingham | Alabama | 35244 | (205)985-2828 |
| 16 | Alabama Telco Credit Union | 1849 Data Drive | Birmingham | Alabama | 35244 | (205)985-2875 |
| 17 | Alabama Title Loans | 1121 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)791-1954 |
| 18 | Allied Capital Mortgage Corporation | 300 Vestavia Parkway Suite 2300 | Birmingham | Alabama | 35216 | (205)795-1234 |
| 19 | America’s First Federal Credit Union | 1200 4th Avenue North | Birmingham | Alabama | 35203 | (205)320-4095 |
| 20 | America’s First Federal Credit Union | Po Box 11349 | Birmingham | Alabama | 35202 | (205)320-4163 |
| 21 | America’s First Federal Credit Union | 2 Inverness Center Pkw | Birmingham | Alabama | 35242 | (205)995-0001 |
| 22 | American General Financial Services | 430 Green Springs Highway | Birmingham | Alabama | 35209 | (205)942-2932 |
| 23 | American Title Pawn of Centerpoint | 1855 Center Point Parkway # 103 | Birmingham | Alabama | 35215 | (205)856-5558 |
| 24 | Americapital Funding Corporation | 3601 Lornaridge Drive | Birmingham | Alabama | 35216 | (205)278-5200 |
| 25 | Ameriquest Mortgage Company | 100 Concourse Parkway Suite 130 | Birmingham | Alabama | 35244 | (205)982-6707 |
| 26 | Breelin Mortgage & Financial Services | 5501 Highway 280 | Birmingham | Alabama | 35242 | (205)981-0210 |
| 27 | Brett’s Pawn Shop | 5212 Oporto Madrid Boulevard South | Birmingham | Alabama | 35210 | (205)592-9922 |
| 28 | C S V Financial Inc | 2131 3rd Avenue North | Birmingham | Alabama | 35203 | (205)254-3781 |
| 29 | Cars Alabama | 1124 3rd Avenue North | Birmingham | Alabama | 35203 | (205)458-4458 |
| 30 | Cash Advance | 3065 Lorna Road | Birmingham | Alabama | 35216 | (205)823-6007 |
| 31 | Cash America Pawn | 2017 Bessemer Road | Birmingham | Alabama | 35208 | (205)785-1888 |
| 32 | Cash Back | 1544 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)798-3990 |
| 33 | Cash Connection | 2119 5th Avenue North | Birmingham | Alabama | 35203 | (205)254-9400 |
| 34 | Cash Credit Company | 2101 2nd Avenue North | Birmingham | Alabama | 35203 | (205)322-4483 |
| 35 | Cash Loans Company | 2016 2nd Avenue North | Birmingham | Alabama | 35203 | (205)327-5626 |
| 36 | Cash Mart | 9537 Parkway East | Birmingham | Alabama | 35215 | (205)833-8094 |
| 37 | Cash Tyme #105 | 599 Bessemer Super Highway | Birmingham | Alabama | 35228 | (205)425-4567 |
| 38 | Cash World Pawn & Jewelry | 5354 Highway 280 | Birmingham | Alabama | 35242 | (205)995-1018 |
| 39 | Check ‘n Go | 1423 Gadsden Highway | Birmingham | Alabama | 35235 | (205)661-9882 |
| 40 | Check Depot | 917 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)798-4344 |
| 41 | Check Depot – Homewood | 64 Green Springs Highway | Birmingham | Alabama | 35209 | (205)290-0044 |
| 42 | Check Depot – Tarrant | 1751 Pinson Valley Parkway | Birmingham | Alabama | 35217 | (205)841-1616 |
| 43 | Check Exchange of Forestdale | 1163 Bankhead Highway West | Birmingham | Alabama | 35204 | (205)324-8848 |
| 44 | Check Into Cash | 2105 Center Point Parkway | Birmingham | Alabama | 35215 | (205)815-0024 |
| 45 | Check’n Go | 2325 Carson Road | Birmingham | Alabama | 35215 | (205)853-3540 |
| 46 | Chesterfield Company Loans | 1715 3rd Avenue North | Birmingham | Alabama | 35203 | (205)251-0187 |
| 47 | Citifinancial | 266 Gadsden Highway | Birmingham | Alabama | 35235 | (205)833-2867 |
| 48 | Coats & CO Inc | 2000 Southbridge Parkway | Birmingham | Alabama | 35209 | (205)871-5600 |
| 49 | Countrywide Home Loans | 100 Concourse Parkway Suite 135 | Birmingham | Alabama | 35244 | (205)982-6820 |
| 50 | CTX Mortgage Company | 1480 Montgomery Highway | Birmingham | Alabama | 35216 | (205)979-8909 |
| 51 | Delta Pawn | 3416 6th Avenue South | Birmingham | Alabama | 35222 | (205)714-5972 |
| 52 | Diversified Mortgage | 500 Office Park Drive Suite 220 | Birmingham | Alabama | 35223 | (205)879-5626 |
| 53 | E-Z Finance CO | 1813 1st Avenue North | Birmingham | Alabama | 35203 | (205)251-7145 |
| 54 | Eastlake Title Loans | 6821 1st Avenue North | Birmingham | Alabama | 35206 | (205)836-4252 |
| 55 | Edwards Brokerage Service | 1012 Eagle View Drive | Birmingham | Alabama | 35212 | (205)595-8233 |
| 56 | Elrod Eddie Mortgage | 1 Independence Plaza | Birmingham | Alabama | 35209 | (205)986-6000 |
| 57 | Excell Mortgage | 9105 Parkway East | Birmingham | Alabama | 35206 | (205)833-7376 |
| 58 | EZ Pawn | 1220 Bankhead Highway West | Birmingham | Alabama | 35204 | (205)324-7299 |
| 59 | Fast Tract Mortgage- Inc. | 430 80th Street North | Birmingham | Alabama | 35206 | (205)833-1586 |
| 60 | First City Mortgage | 1717 3rd Avenue North | Birmingham | Alabama | 35203 | (205)328-8000 |
| 61 | First Educators Credit Union | 1810 Merchants Drive | Birmingham | Alabama | 35244 | (205)581-8800 |
| 62 | First Finance CO | 2018 2nd Avenue North | Birmingham | Alabama | 35203 | (205)251-1891 |
| 63 | First Lenders Mortgage Corporation | 85 Bagby Drive Suite 104 | Birmingham | Alabama | 35209 | (205)942-9696 |
| 64 | First Performance Mortgage | 15 Office Parkway | Birmingham | Alabama | 35203 | (205)879-9335 |
| 65 | First Trust Mortgage Corporation | 2105 Lornaridge Lane | Birmingham | Alabama | 35216 | (205)978-9400 |
| 66 | For Sale by Owner | 1572 Montgomery Highway | Birmingham | Alabama | 35216 | (205)949-4000 |
| 67 | Golden Pawn | 2400 Green Springs Highway | Birmingham | Alabama | 35209 | (205)252-1447 |
| 68 | Great American Loans | 9921 Parkway East | Birmingham | Alabama | 35215 | (205)854-3307 |
| 69 | Green Springs Title Loan | 72 Green Springs Highway | Birmingham | Alabama | 35209 | (205)942-7841 |
| 70 | Gulf Pacific Mortgage | 3800 Colonnade Parkway | Birmingham | Alabama | 35243 | (205)969-3400 |
| 71 | Hamilton Mortgage Corporation | 1 Independence Plaza Suite 416 | Birmingham | Alabama | 35209 | (205)870-7333 |
| 72 | Home South Mortgage Service Inc | 7001 Crestwood Boulevard | Birmingham | Alabama | 35212 | (205)591-5055 |
| 73 | Household Finance Corporation | 1522 Montclair Road | Birmingham | Alabama | 35210 | (205)951-3916 |
| 74 | Hunt Suzanne Mortgages | 2923 Crescent Avenue | Birmingham | Alabama | 35209 | (205)871-3100 |
| 75 | Hutson Mortgage Corporation | 1 Independence Plaza | Birmingham | Alabama | 35209 | (205)870-7777 |
| 76 | Jeffco Finance & Discount CO | 200 28th Street South | Birmingham | Alabama | 35233 | (205)322-5594 |
| 77 | Jefferson Mortgage | 205 20th Street North Suite 200 | Birmingham | Alabama | 35203 | (205)327-3700 |
| 78 | Jewelry Pawn Outlet | 3951 Pinson Valley Parkway | Birmingham | Alabama | 35217 | (205)856-9950 |
| 79 | Jim’s Super Pawn | 5700 Chalkville Road | Birmingham | Alabama | 35235 | (205)520-0235 |
| 80 | Liberty 2000 Enterprises Inc | 16 Office Park Circle | Birmingham | Alabama | 35223 | (205)870-5333 |
| 81 | Lisa M. Hudson Real Estate Appraiser | 10 Office Park Circle | Birmingham | Alabama | 35223 | (205)870-4666 |
| 82 | Money Service Centers | 2445 Old Springville Road | Birmingham | Alabama | 35215 | (205)815-9444 |
| 83 | Mortgage Factory | 460 Riverhills Business | Birmingham | Alabama | 35242 | (205)408-7283 |
| 84 | Mortgage Professionals Inc | 5330 Stadium Trace Parkway | Birmingham | Alabama | 35244 | (205)989-1166 |
| 85 | Mortgage Resources Inc | 1313 Alford Avenue | Birmingham | Alabama | 35226 | (205)823-2233 |
| 86 | Mortgage Span | 1849 43rd Street West | Birmingham | Alabama | 35208 | (205)923-8939 |
| 87 | Mortgage Specialists Of Alabama- Inc. | 3012 Panorama Brook Circle | Birmingham | Alabama | 35216 | (205)567-3551 |
| 88 | Mortgageamerica Inc | 3141 Lorna Road Suite 102 | Birmingham | Alabama | 35216 | (205)979-4404 |
| 89 | National Finance and Discount CO Inc | 2002 2nd Avenue North | Birmingham | Alabama | 35203 | (205)323-1691 |
| 90 | Net Cash | 9624 Parkway East | Birmingham | Alabama | 35215 | (205)836-5573 |
| 91 | Old Stone Mortgage | 2236 Cahaba Valley Drive Suite 200 | Birmingham | Alabama | 35242 | (205)991-6991 |
| 92 | Payday Loan Store | 9964 Parkway East | Birmingham | Alabama | 35215 | (205)815-0445 |
| 93 | QC Financial Services | 1316 Bessemer Road | Birmingham | Alabama | 35208 | (205)925-1827 |
| 94 | Quick Cash | 1628 Forestdale Plaza | Birmingham | Alabama | 35214 | (205)791-1711 |
| 95 | Quik Pawn Shop | 7737 1st Avenue North | Birmingham | Alabama | 35206 | (205)833-9684 |
| 96 | Res-Q Cash Advance | 1501 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)791-3531 |
| 97 | Scott Mortgage Corporation | 200 Vestavia Parkway Suite 2600 | Birmingham | Alabama | 35216 | (205)823-8933 |
| 98 | Scott’s Title | 3401 Vanderbilt Road | Birmingham | Alabama | 35217 | (205)841-7002 |
| 99 | Scott’s Title Loans | 1637 Center Point Parkway | Birmingham | Alabama | 35215 | (205)853-1037 |
| 100 | Southeastern Mortgage of Alabama LLC | 300 Office Park Drive | Birmingham | Alabama | 35223 | (205)871-5695 |
| 101 | Southern Capital Resources Inc | 100 Century Park South | Birmingham | Alabama | 35226 | (205)823-1727 |
| 102 | Structure Mortgage Inc | 300 Cahaba Park Circle Suite 201 | Birmingham | Alabama | 35242 | (205)408-4087 |
| 103 | Superior Loan Service | 1808 3rd Avenue North | Birmingham | Alabama | 35203 | (205)252-9303 |
| 104 | The Money Store | 873 Dennison Avenue Southwest | Birmingham | Alabama | 35211 | (205)323-1086 |
| 105 | Title Cash | 2730 Bessemer Road | Birmingham | Alabama | 35208 | (205)788-3996 |
| 106 | Title Loan Express | 925 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)791-9600 |
| 107 | Title Max | 38 Green Springs Highway | Birmingham | Alabama | 35209 | (205)290-0545 |
| 108 | U S Title Loans | 1145 Forestdale Boulevard | Birmingham | Alabama | 35214 | (205)796-0225 |
| 109 | US Title Loans Inc | 824 Green Springs Highway | Birmingham | Alabama | 35209 | (205)290-9199 |
| 110 | Wells Fargo Financial | 1511 4th Ave S | Birmingham | Alabama | 35233 | (205)251-6589 |
| 111 | Wells Fargo Financial Acceptance | 1301 Center Point Parkway | Birmingham | Alabama | 35215 | (205)856-7407 |
| 112 | Wells Fargo Home Mortgage | 2308 1st Avenue North | Birmingham | Alabama | 35203 | (205)327-4151 |
| 113 | World Finance Corporation | 1639 Center Point Parkway | Birmingham | Alabama | 35215 | (205)854-6071 |
Auto Dealers Offering bad credit auto loans in Birmingham.
If you are applying for a bad credit auto loan , then you should get a copy of your credit report before approaching the dealership
Bentley Hyundai
Bentley Automotive Group is a Huntsville dealer and a new car and used car Huntsville AL dealership.
http://www.bentleyauto.com/HomePage
Bentley Pontiac Cadillac GMC Saab
Bentley Buick Cadillac GMC Huntsville Alabama & Decatur
http://www.bentleygm.com
Bill Penney Motors
Huntsville Toyota Dealer | Bill Penney | Serving Scottsboro, Decatur, & Fayetteville
http://www.billpenneytoyota.com
Century Buick (BMW, Buick, Jaguar, Land Rover, Porsche, Volvo)
Century Automotive – Serving Huntsville, AL
http://www.centuryauto.com
Cycle Nation
Cycle Nation of Huntsville | Alabama New & Used Motorcycle, ATV, & Watercraft Dealer | Kawasaki, Yamaha, Honda, Suzuki, Polaris, Sea-Doo
http://www.cyclenationhuntsville.com
Decatur Transit
Port of Decatur, Hertz, Mini-Storage, Decatur Transit located in North Alabama
http://www.decaturtransit.com
Decatur Transit
Port of Decatur, Hertz, Mini-Storage, Decatur Transit located in North Alabama
http://www.decaturtransit.com
Jerry Damson Honda
Jerry Damson Honda Huntsville Alabama, New & Used Cars
http://jerrydamsonhonda.com
Jerry Damson Acura
Acura Dealers Huntsville Alabama | Acura Dealerships Huntsville Alabama | Used Car Dealers Huntsville Alabama | Acura Credit, Parts & Service
http://jerrydamsonacura.com
Landers McLarty Chevrolet
Chevrolet Dealership | Landers McLarty | Huntsville AL 35816
http://www.landersmclartychevrolet.com
Landers McLarty Chrysler Dodge Jeep Subaru
LANDERS McLarty Chrysler Jeep Dodge – LANDERS McLarty Chrysler Jeep Dodge
http://landersmclartydcj.com
Landers McLarty Nissan
Huntsville Nissan Dealership | Birmingham, Decatur, Florence, Atlanta GA, Nashville TN | Landers McLarty Nissan | Alabama
http://www.regalnissan.com
Mercedes Benz of Huntsville
Mercedes-Benz of Huntsville Promotional Offers | Birmingham, Atlanta, Nashville, Memphis | Mercedes-Benz of Huntsville | Alabama
http://www.mercedesbenzofhuntsville.com
Lexus of Huntsville
Lexus of Huntsville – Madison & Athens AL – New & Used Car Dealer
http://www.lexusofhuntsville.com
Madison RV Center
Madison RV News: Center :: Madison RV Supercenter :: Madison, Alabama :: Where Family Fun Starts!
http://www.madisonrv.com
Mercedes Benz of Huntsville
Mercedes-Benz of Huntsville Promotional Offers | Birmingham, Atlanta, Nashville, Memphis | Mercedes-Benz of Huntsville | Alabama
http://mercedesbenzofhuntsville.com
Ray Pearman Lincoln Mercury
Lincoln Mercury Dealer Huntsville, AL | New & Used Auto Dealer
http://www.raypearman.com/
Richard Hughes Auto Sales
Richard Hughes Auto Sales: Home – Huntsville, AL
http://www.richardhughesauto.com
Smith Infiniti of Huntsville
Smith Infiniti of Huntsville | New 2012 Infiniti & Used Car in Huntsville | Serving Madison and Decatur
http://www.infinitiofhuntsville.com
University Kia
Huntsville Kia Dealership | Serving Decatur, Chattanooga, Madison, Scottsboro | University KIA | Alabama
http://www.universitykia.com
VW Audi Huntsville
Hiley Audi Volkswagen | Dealer | Huntsville, Alabama
http://www.vwaudihuntsville.com
Woody Anderson Ford
Welcome to Woody Anderson Ford
http://www.woodyandersonford.com
Alexander Automotive
Albertville Mazda Dealership | Gadsden – Huntsville – Scottsboro – Fort Payne | Alexander Mazda | Alabama
http://www.alexandermazda.com
Alexander Dodge
Alexander Dodge Chrysler Jeep Ram, Albertville, AL
http://www.alexanderdodge.com
Gilbert and Baker Ford
Gilbert & Baker Ford | New Ford dealership in Albertville, AL 35950
http://www.gilbertbakerford.com
Hall’s RV
Hall’s RV, Inc.
http://www.hallsrvsales.com
Howard Bentley Buick Pontiac GMC
Howard Bentley Buick GMC | Birmingham & Huntsville Buick GMC dealer in Albertville, AL
http://www.howardbentleyauto.com
WholeSaleCars.com
Alabama Used Cars, Trucks, SUVs | Albertville Used Cars | WholesaleCars.com
http://wholesalecars.com
Alexander-Scofield Ford
Alexander-Scofield Ford, Inc. – Your Arab, Alabama Ford dealer for new and used vehicle sales and service
http://www.alexanderscofield.net
Major Motors
Major Motors of Arab
http://www.majormotors.com




